Most people will automatically insure their building, they will also probably insure their life and their car but many people still neglect to insure the contents of their home. This is extremely foolish, especially when you consider the fact that the value of your home contents is likely to far exceed the value of the average car. In fact, it has been found that the average home in the UK has around £50,000 worth of goods in their home. When you consider that fact, suddenly contents insurance seems like a very good idea indeed.
What Is Contents Insurance?
Contents insurance is simply an insurance policy which will cover all of the contents inside your home. This would include things such as furniture, TV’s computers and even your carpets and curtains. Quite often garden furniture and the contents of your shed are also covered, so it is easy to see just why contents insurance is so important.
You will be able to claim on contents insurance in a range of different circumstances. For example, if your home is burgled, you will be able to claim for the property which is taken. You will also be able to claim on the contents insurance should any of your goods be damaged due to fire or flooding, something which can cause extensive damage.
Coverage
Most people in the UK who already have contents insurance are not adequately covered for their needs and around 25 percent of those are under covered by a staggering £20,000 so it is very important that anyone who takes out a policy should first do an inventory of their home in order to get an accurate picture of the amount of coverage they need.
Finding Contents Insurance Quotes
The best place to look for contents insurance quotes is online. This is where you can find all of the best deals and you can easily compare quotes on contents insurance by using pricing comparison sites. However, you should bear in mind that not all insurance companies use these sites, so you could possibly get a good deal by going direct too.
UIA.co.uk offers a range of contents insurance options online. To learn more visit their website today.