If you save with a plan you can quite easily save 1,000 €. The big savings comes namely energy, financial products and housekeeping.
Welcome Offers energy suppliers
Energy suppliers often provide the first year introductory discounts for new customers. It lets you save up to 488 € according to a survey recently conducted.
I’ve tried various self energy comparison and could save over 350 € by switching to a different energy supplier. You can continue to change every year and continue to benefit from their welcome offers.
What more economical to use energy you can save another few tens of Euros. With a water-saving shower or CFLs you can save every up to 50 € per year. Set the thermostat lower it can save up to € 90 by the end of the year.
A simple intervention like placing weather stripping saves about 45 € per year. A waterbed consumes energy 160 € per year replace it with normal beds.
Saving on financial products
With the rise of the Internet there are many cheap financial providers added and the price differences with traditional insurers and banks are big.
Step end of the year to a low-cost health insurance and a family saves 200 €. Or look at your car insurance. After a few years, you can lower the opacity of all risk to WA plus and that is about 150 € cheaper.
Compare car insurance and get over for a cheap provider. At home contents and travel insurance most people can also save quite a lot of money approx. 50 to 100 € per year.
Only by switching to a different energy supplier and even an afternoon to take your assurances you have half of the savings already inside.
Step over to a savings account with a high interest rate than you get with a savings of $ 20,000 per year, 120 € more savings; more than 600 € in five years. Online banks offer i.e. 50% more savings than the big banks.
Consumers also flock to expensive credit cards and online stores. For that you often pay 15% interest. A revolving credit through a lender takes half.
Cheaper shopping
Is also pretty much save the messages, but that requires the necessary discipline. The household is a major expense, in which a major part is wasted according National Institute for Budget Information. We throw every year more than 40 pounds of food away and give impulse purchases at the grocery store a lot more than planned.
Plan shopping, avoid impulse purchases and take what is more often your lunch. Private labels are often 20% cheaper than leading brands and today as well. Ask yourself aim to save 2 € per day and you hold the end of the year 700 € for fun.
Extra big saving – the car
The saving of 1,000 € you probably already inside after you’ve made in energy, finance and messages work.
Want to save even more? Then you can probably save a lot on car expenses. A used car is much cheaper to use than a new one. You save mainly on depreciation.
Annual savings of 1,500 in car expenses is certainly possible by a smaller one occasion riding. And did you know that filling up at a white pump more than 5% cheaper than refuel along the highway? The average motorist saves 180 € per year.